Ford Finance Explained

With expert advice on hand to for all of your finance and insurance requirements, Jennings Ford offers a range finance options that can be tailored to your individual needs. In each branch you will find a qualified Compliance Manager that will be happy to answer any questions that you might have, explain your options and arrange any finance required.

Below is Jennings Motor Group's car finance options overview video that expains the different main car finance products available.

 

What is Ford Options?

Designed for customers who like to change their car on a regular basis, Ford Options offers flexibility by allowing you to defer some of the car’s value. With an initial deposit and followed up by fixed monthly payments over the agreed contract length. At the end of the agreement you can make the final payment to keep the car, renew your Ford Option plan by choosing a new car or simply hand the car back with nothing more to pay.

Jennings Motor Group - Ford Optional Final Payment

Key features of Ford Options

  • Replace your Ford car on a regular basis
  • Fixed payments that can be tailored to your individual requirements
  • Fixed interest rates across the term of your agreement
  • Protection against falls in used car prices with the Optional Final Payment
  • Option to own the car at the end of agreement via Optional Final Payment
  • Flexibility – simply hand your car back if you wish to change it with nothing more to pay or renew for the latest Ford models*

Ford Options is a variation of Personal Contract Plan finance. The video below explans this variety of car finance.

 
FCE Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under firm reference number 204469.
 

 

What is Ford Acquire?

Seen by many as the traditional way to finance your new car, Ford Acquire uses a fixed term interest rate during the duration. With an initial deposit and repayment periods over an agreed period the you own the car once the final payment has been made. Using this finance you can spread the payments for up to 60 months. Ford Acquire is a variation of Hire Purchase car finance.

Jennings Motor Group Ford Acquire

Key features of Ford Acquire

  • Regular payments across agreed period of time
  • See by many of the traditional way of financing a car purchase
  • An initial deposit may not be required
  • Choice of repayment lengths of between 12 and 60 months
  • Once the final payment is made you own the car outright
  • Interest rate fixed over the contract length

Hire Purchase Car Finance Explained

 

What is Ford Options CashPlan?

With a large initial deposit and nothing else to pay until the end of the agreement, Ford Options Cashplan is ideal for those looking to buy a car but not be tied to making regular payments.  At the end of the contract length you can choose what to do next. You can simply hand back the car, renew with a new Personal Contract Plan or make the Optional Final Payment to keep the car.

Jennings Motor Group - Ford Options Cash Plan

Key features of Ford Options CashPlan

  • Replace your Ford car on a regular basis for the latest Ford models.
  • No regular payments as payment is upfront.
  • Throughout the agreement the interest rate is fixed.
  • Protection against falls in used car prices with the Optional Final Payment
  • Flexibility – simply hand your car back at the end of the agreement if you wish to change it with nothing more to pay
  • The option to own the car at the end of the agreement if you wish to.

Ford Personal Lease

Providing a simple alternative, Ford Personal Lease is ideal if you do not want to own your vehicle. You simply hire the Ford car for the length of the agreement and return the car at the end. Repayment periods are flexible to meet individual requirements.

Jennings Motor Group Ford Lease

Key features of Ford Personal Lease

  • Fixed rentals for hire period
  • Regular payments to suit your individual requirements
  • Choice of rental period lengths between 24 and 48 months
  • No resale risk at end of period

Ford Personal Lease agreements include the following:

  • Road fund licence for the term of the agreement
  • Breakdown cover for the UK and European travel
  • Free replacement vehicle for up to 48 hours in the event of a breakdown attended by the AA if the vehicle cannot be repaired at the roadside

For additional fixed monthly fees your Ford Personal Lease can include the following:

  • Servicing
  • Repairs and maintenance
  • Tyre Replacement
  • Exhausts and Batteries
  • MOT tests (when applicable)

How does Personal Lease work?

  • Choose the Ford that suits your individual requirements
  • Choose the length of lease agreements that is right for you (24 to 48 months)
  • Choose the additional options that you require (servicing option etc)
  • Choose the annual mileage allowance
  • Your initial payment and monthly fixed fees will be calculated by Jennings Ford
  • Simply return the vehicle at the end of your agreement*
  • You can repeat the process with the latest Ford models

*Additional costs may apply due to mileage and condition of vehicle

Ford Lease
Ford Personal Lease from Ford is provided by ALD Automotive Limited , trading as Ford Lease, Oakwood Park, Lodge Causeway, Fishponds, Bristol BS16 3JA. For the purposes of the Data Protection Act 1998 the data controller in relation to any information you supply for Ford Personal Lease is ALD Automotive Limited, trading as Ford Lease, Oakwood Park, Lodge Causeway, Fishponds, BS16 3JA. Registered in England No. 987418. Authorised and regulated by the Financial Conduct Authority.

Finance subject to status. Guarantees and Indemnities may be required. You will not own the car at the end of the agreement.

Which car finance choice is best for me?

Each of the car finance options available from Jennings Ford and Ford Finance has several benfits depending on what you are looking for, if you like to change your car on a regualar basis or wish to own it with out paying an optional final payment. Discuss your various car finance options by speaking to a member of our team on 0333 414 9750.

Discussing your car finance requirements?

To discuss any of the finance options further contact Jennings Ford on 0333 414 9750 to speak to a member of our sales team who can discuss your finance options with you or call into any of our Jennings Ford showrooms.

Jennings Motor Group offers an extensive range of new car finance and used car finance on of our group cars.

The full terms and conditions of all Ford finance options can be found at ford.co.uk.